Planning for the unexpected and maintaining your standard of living for you and your family is an important part of financial planning. Ask yourself, how would you cope and continue to provide for your family should you have an accident or become ill and unable to work, or if you lost your job. What if you were to die who would provide for your family? None of us like to think about these things but if the unexpected did happen the last thing you need is the added stress of how you will manage financially. After all we insure our possessions such as our house and contents so why not our lives and income.
There are numerous insurance products available, which can be tailored to meet your needs and to cater for future changes in your circumstances, such as:
- Life insurance
- Mortgage Protection
- Critical illness insurance
- Income protection insurance
- Payment protection; Accident, Sickness and Unemployment (ASU) protection; and mortgage payment protection
If you wish us to undertake a review of your protection planning and produce a report outlining our recommendations please contact us.